Key Takeaways:
Aplos excels at being a focused church accounting platform while ChurchTrac offers additional church management features beyond accounting and finance.
Aplos excels if:
ChurchTrac excels if:
Both Aplos and ChurchTrac have their pros and cons. Here are the most common pros and cons to each:
| Platform | Pros | Cons |
| Aplos |
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| ChurchTrac |
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ChurchTrac & Aplos Features Compared
When comparing features, the key differences between ChurchTrac and Aplos are that ChurchTrac provides a full suite of ministry tools—including fund accounting, member management, donor tracking, worship planning, and a website builder.
While Aplos is powerful, its features are limited to mostly church financials.
| Feature | ChurchTrac with accounting | Aplos |
| Donation Tracking | ✅ Included | ✅ Included |
| Online Giving | ✅ Included | ✅ Included |
| Expense Tracking | ✅ Included | ✅ Included |
| Church Budgeting | ✅ Included | ⚠️ (Additional Cost) |
| Website & Church App | ✅ Included | ❌ (Unavailable) |
| Volunteer Scheduling | ✅ Included | ❌ (Unavailable) |
Both ChurchTrac and Aplos can track church funds and create budgets. ChurchTrac starts at around $24/month while Aplos starts at around $129/month for these core features.

It's worth noting that while Aplos lite stats at $79/month, it does not include their budgeting feature. Ministries wanting to create church budgets will need to select the Aplos Core plan, which starts at $129/month.
For most churches, ChurchTrac is often the better value. For larger ministries wanting features like accounts payable and receivable or 1099 management, the cost of Aplos could make more sense.
Small ministries using Aplos often opt for their Core plan at $129/month, as the lite plan does not currently offer budgeting features.
In comparison, ChurchTrac starts around $24/month for it's all-in-one software.
Mid-size churches can expect to pay around $129 to $229/month for Aplos. This price is dependent on the budgeting features they need and the number of user accounts they wish to add.
In comparison, ChurchTrac's all-in-one software costs around $69 to $87/month for mid-size churches.
Depending on needs, a large church can expect to pay around $129 to $229/month for Aplos. This price is dependent on the number of user accounts they wish to add.
In comparison, ChurchTrac's all-in-one software costs around $105/month for large churches. This pricing includes unlimited users with similar budgeting features.
Churches switching to ChurchTrac from Aplos often cite cost and complexity for making the switch. Here are a few real reviews:
“While Aplos was focused on churches and non-profits, it looked more complicated to use and the cost was more.” — Edward A, Treasurer (Source: Capterra)
“Aplos was too difficult to use, and far too expensive. Also, it was financial accounting only, so we had to have 2-3 different software company subscriptions for what ChurchTrac can do all in one!” — Stephanie F, Church Secretary (Source: Capterra)
“We saved over $2,000 in our first year switching from ACS/Realm. Having accounting and worship planning in one place has streamlined our entire workflow.”
— Mark T., Associate Pastor
According to Software Advice, ChurchTrac ranked #1 for customer satisfaction and usability.

Disclaimer: Information on this page is based on publicly available data from Aplos and ChurchTrac at the time of publication. All trademarks are the property of their respective owners. ChurchTrac is not affiliated with or endorsed by Aplos. Pricing and features may change. Last updated: March 2026.