Key Takeaways:
Quickbooks is a popular option for church treasurers that are already familiar with the QB suite, while ChurchTrac can be more user-friendly and purpose-built for churches.
Both Quickbooks and ChurchTrac have their pros and cons. Here are the most common pros and cons to each:
| Platform | Pros | Cons |
| Quickbooks |
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| ChurchTrac |
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When comparing features, the key difference between ChurchTrac and Quickbooks is that Quickbooks is solely an accounting solution while ChurchTrac is an all-in-one church software.
| Feature | ChurchTrac with accounting | Quickbooks |
| Donation Tracking | ✅ Included | ⚠️ Limited |
| Online Giving | ✅ Included | ⚠️ Limited |
| Expense Tracking | ✅ Included | ✅ Included |
| Budgeting | ✅ Included | ✅ Included |
| Free Support | ✅ Included | ⚠️ Additional Cost |
| Volunteer Scheduling | ✅ Included | ❌ (Unavailable) |
| Fund Accounting | ✅ Included | ⚠️ Additional setup required |
| Church Website Hosting | ✅ Included | ❌ (Unavailable) |
| Church App | ✅ Included | ❌ (Unavailable) |
ChurchTrac starts at around $24/month while QB starts at around $115/month. Since QuickBooks explicitly recommends Class Tracking as the primary method for fund accounting in a nonprofit or church environment, churches must opt for the higher priced Plus plan to have that functionality.

For most churches, ChurchTrac is often the better value. For larger ministries wanting a more robust or dedicated bookkeeping tool, the cost of QB can make more sense.
Small churches can expect to pay around $115/month for Quickbooks Online. This price does not include additional costs of other third party tools needed to accept donations online, generate giving statements, or host a church website.
In comparison, ChurchTrac's all-in-one software comes in at around $33/month for small churches.
Mid-size churches can expect to pay around $115 to $275/month for Quickbooks Online. This price is dependent on the number of funds they need to track and the number of user accounts they wish to add.
In comparison, ChurchTrac's all-in-one software costs around $69 to $87/month for mid-size churches.
Depending on needs, a large church can expect to pay around $115 to $275/month for Quickbooks Online. This price is dependent on the number of funds needing to be tracked and the number of user accounts they wish to add.
In comparison, ChurchTrac's all-in-one software costs around $105/month for large churches.
Churches switching to ChurchTrac from Quickbooks often cite cost or customer support for making the switch. Here are a few real reviews:

Overall, ChurchTrac--both the software AND the support team--has been excellent. As a 20+ Software Test Engineer in both the federal and private sectors, I can honestly say that ChurchTrac is one of the best, most user-friendly, and thorough softwares I've ever worked with. — Doreen K, Admin (Source: Capterra)
Quickbooks has so many limitations unless you upgrade, and is very expensive for something that does not offer exactly what we need. — Patty H, Financial Secretary (Source: Capterra)
ChurchTrac is very user friendly. I would choose this program over other accounting software like Quickbooks.” — Cheryl G, Admin (Source: Capterra)
According to Software Advice, ChurchTrac ranked #1 for customer satisfaction and usability. Quickbooks ranked dead last behind tools like Aplos and Sage.

Disclaimer: Information on this page is based on publicly available data from Quickbooks and ChurchTrac at the time of publication. All trademarks are the property of their respective owners. ChurchTrac is not affiliated with or endorsed by Quickbooks. Pricing and features may change. -Last Updated April 2026.
ChurchTrac is often the best alternative for small and mid-sized churches because it includes people management, giving, attendance, check-in, fund accounting, and a church website—all in one system.
Many churches explore QuickBooks alternatives to find church-specific accounting tools, integrated donor management, and lower overall costs across multiple software apps.
QuickBooks Online does not offer a free church version. However, churches can get a discount on Quickbooks through non-profit programs like Tech Soup.
ChurchTrac is not designed to integrate with QB. It is intended to be a complete QuickBooks replacement.