Key Takeaways:
Planning Center tends to excel for churches that rely on multiple integrations, while ChurchTrac offers a one-stop solution for ministries looking to streamline their systems.
Though Planning Center is scalable, its costs can add up. ChurchTrac is often more affordable, but it does include some features a church may not need.
| Platform | Pros | Cons |
| Planning Center |
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| ChurchTrac |
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When comparing their features, both Planning Center and ChurchTrac have similar core features. However, Planning Center does not offer Accounting or a complete website solution.
| Feature | ChurchTrac | Planning Center |
| People Management | ✅ Included | ✅ Included |
| Attendance Tracking | ✅ Included | ⚠️ (Limited free version) |
| Calendar & Events | ✅ Included | ⚠️ (Limited free version) |
| Check-In | ✅ Included | ⚠️ (Limited free version) |
| Worship Planning | ✅ Included | ⚠️ (Limited free version) |
| Volunteer Scheduling | ✅ Included | ⚠️ (Limited free version) |
| Donation Tracking | ✅ Included | ⚠️ (Limited free version) |
| Online Giving | ✅ Included | ⚠️ (Limited free version) |
| Church Accounting | ⚠️ (Available add-on) | ❌ (Unavailable) |
| Church Website Hosting | ✅ Included | ❌ (Unavailable) |
| Church App | ✅ Included | ⚠️ (Limited free version) |
Planning Center does not include a church accounting module, and websites created through Church Center are hosted as subdomains rather than full custom domains. Churches that need integrated accounting and a church website with their own URL will need to supplement Planning Center with additional paid tools.
Compared to Planning Center, ChurchTrac tends to cost 1/3 the price while offering its additional accounting module.
| Church Size | ChurchTrac (with accounting) | Planning Center (no accounting) |
| 75 People | $24/month | $105/month |
| 125 People | $33/month | $105/month |
| 250 People | $51/month | $190/month |
| 500 People | $69/month | $318/month |
| 1,000 People | $87/month | $584/month |
| Unlimited | $105/month | $1,000+/month |
Many smaller ministries begin with Planning Center's free tiers, but quickly outgrow them as they add apps like check-ins, giving, and service planning. Small churches using most of Planning Center's features can expect to pay $100 to $200/month.
Small churches using ChurchTrac typically pay $24 to $33/month. This prices includes ChurchTrac's accounting features as well as free church website hosting.
Mid-sized churches typically use most of Planning Center's core apps — People, Services, Check-Ins, and Giving — plus integrations for a website or accounting. These costs can easily exceed $600/month for mid-size churches.
ChurchTrac gives this same tools (including built-in website and accounting options) for under $90/month. This equates to a savings of up to $6,000 per year for ministries switching from Planning Center to ChurchTrac.
Larger churches appreciate ChurchTrac's simple pricing. Planning Center scales pricing by app and usage volume — often over $1,000/month — ChurchTrac caps out at around $120/month, even for unlimited names.
With Planning Center's price being based on usage, larger ministries may opt to supplement their existing ChMS rather than completely replace it with the entire Planning Center product suite.
Churches switching to ChurchTrac from Planning Center often cite cost or ease-of-use for making the switch. Here are a few real reviews:
ChurchTrac is easier to use, cheaper, and has a better app. — Bill H, Senior Pastor (Source: Capterra)
"ChurchTrac was much more cost effective, and much more intuitive to use." — Stephanie F, Church Secretary (Source: Capterra)
According to Software Advice, ChurchTrac ranked #1 for customer satisfaction and usability while Planning Center ranked just behind a few others.

Planning Center is a modular church management system. Because it lacks native church accounting and website hosting features, it is not a truly all-in-one church software. ChurchTrac includes integrated fund accounting and a website builder with custom domain hosting, making it a more comprehensive option for churches that want to manage everything in one place.
Yes, ChurchTrac offers a fund accounting module for managing their finances. Churches using Planning Center must pay for a third-party integration like QuickBooks to manage their finances.
Planning Center uses a modular pricing structure where each app (Giving, People, Check-Ins) is billed as a separate subscription, which can total over $200 per month for small and mid-sized churches. ChurchTrac offers flat-rate pricing based on church size, starting at $9 per month and capping at around $100 per month for unlimited names and all features.
ChurchTrac is widely considered the best Planning Center alternative for small to mid-sized churches because of its lower learning curve and all-inclusive pricing. While Planning Center requires managing multiple separate apps and subscriptions, ChurchTrac provides a unified interface that is easy for volunteers to navigate and significantly more affordable for growing ministries.
While Planning Center support is primarily conducted through email, ChurchTrac offers a more accessible support model that includes live one-on-one Zoom onboarding workshops, weekly live webinars with Q&A, and a ticket response time that is typically under one business hour.
ChurchTrac is one of the few church platforms that offers both worship planning and volunteer scheduling built-in.
ChurchTrac offers a seamless way to transfer most of your Planning Center data. This also includes your song library with attachments such as audio files and chord charts.