Key Takeaways:
Both ChurchTrac and Realm have their unique strengths depending on your ministry.
Both Realm and ChurchTrac have their pros and cons. Here are the most common:
| Platform | Pros | Cons |
| Realm (ACS) |
|
|
| ChurchTrac |
|
|
Both ChurchTrac and Realm provide core ChMS features like member tracking and giving.
| Feature | ChurchTrac | Realm by ACS |
| People Management | ✅ Included | ✅ Included |
| Attendance Tracking | ✅ Included | ✅ Included |
| Calendar & Events | ✅ Included | ✅ Included |
| Check-In | ✅ Included | ✅ Included |
| Worship Planning | ✅ Included | ⚠️ (Available add-on) |
| Volunteer Scheduling | ✅ Included | ⚠️ (Available add-on) |
| Donation Tracking | ✅ Included | ✅ Included |
| Online Giving | ✅ Included | ✅ Included |
| Church Accounting | ⚠️ (Available add-on) | ⚠️ (Available add-on) |
| Church Website Hosting | ✅ Included | ⚠️ (Available add-on) |
| Church App | ✅ Included | ⚠️ (Available add-on) |
While Realm does offer an accounting module, it remains a paid add-on ($42/mo at the time of publication), whereas ChurchTrac offers a full fund accounting module for only $15/month.
When comparing similar features, ChurchTrac's pricing starts around $24/month while Realm starts at around $89/month. Realm does charge an additional one-time fee for data conversion.
| Church Size | ChurchTrac (with accounting) | Realm (Inform + Connect + Accounting) |
| Small (125 names) | $33/month | $89/month+ |
| Mid (500 names) | $69/month | $180/month+ |
| Large (1,000+ names) | $105/month | Custom Quote |
Note: Realm by ACS officially maintains a non-transparent, quote-based pricing model on its primary website, yet specific monthly base rates—typically ranging from $89 to $180—remain publicly discoverable through secondary purchase portals and third-party industry audits. This fragmented information landscape obscures a highly sensitive attendance-based scaling logic, creating a significant discrepancy between the software's advertised entry points and its actual total cost of ownership for growing congregations.
Churches switching to ChurchTrac from Realm consistently report a savings of over 60% on their annual software costs. Depending on a church's size, this savings can range from $700/year to over $5,000/year.
At $89/month, small churches often find Realm’s entry-level pricing to be on the higher end when compared to other church software tools like ChurchTrac. Most small churches end up paying around $33/month for ChurchTrac's complete feature set.
Similarly to ChurchTrac, Realm's pricing is based on a database scaling logic. Mid-size churches using Realm can expect to pay over $180/month while ChurchTrac's pricing stays under $100/month.
For large churches, ChurchTrac's pricing caps out around $105/month. Realm's price is unknown.
Churches switching to ChurchTrac from Realm often cite the interface and the "all-in-one" value as the main reasons.
“ChurchTrac is much more user-friendly than Realm. Our volunteers actually enjoy using it, and we aren't being nickel-and-dimed for every extra feature.”
— Verified Reviewer
“We saved over $2,000 in our first year switching from ACS/Realm. Having accounting and worship planning in one place has streamlined our entire workflow.”
— Mark T., Associate Pastor
According to Software Advice, ChurchTrac ranked #1 for customer satisfaction and usability. Realm software didn't even make it to the top 5 using the same review metrics.

Disclaimer: Information on this page is based on publicly available data from Realm (ACS Technologies) and ChurchTrac at the time of publication. All trademarks are the property of their respective owners. ChurchTrac is not affiliated with or endorsed by ACS Technologies or Vanco Payments. Pricing and features may change. Last updated: March 2026.
ChurchTrac is significantly more affordable for small churches, starting at approximately $33/month for 125 names, whereas Realm’s entry-level pricing starts at around $89/month. Churches switching to ChurchTrac from Realm report an average annual savings of 60%, or roughly $700 to $5,000 per year depending on size.
Both platforms offer accounting, but ChurchTrac's accounting only costs an additional $15/month, while Realm requires a paid add-on starting at $42/month. ChurchTrac is designed as an "all-in-one" system where accounting and worship planning are core features. In contrast, Realm treats these as modular add-ons, which can increase the total cost of ownership for mid-sized ministries.
Realm is generally the stronger choice for large, multi-site campuses that require deep data segmentation and complex reporting. Its "Enterprise-level" architecture is built to handle the workflows of mega-churches. ChurchTrac, however, is optimized for small-to-midsize churches (up to 2,000 members) that prioritize ease of use, volunteer adoption, and a simplified administrative interface.
ChurchTrac includes a built-in website builder and a unified church app as part of its standard features, whereas Realm offers these as paid add-ons. For churches looking to consolidate their tech stack, ChurchTrac allows users to update their website and church app simultaneously from one dashboard. Realm users typically need to manage separate modules or integrations to achieve similar functionality.
The primary reasons churches switch from Realm to ChurchTrac are lower costs, a more user-friendly interface, and the desire for an "all-in-one" feature set. Many ministries report being "nickel-and-dimed" by Realm’s add-on pricing model for features like volunteer scheduling and worship planning. Reviews from former Realm users frequently highlight that ChurchTrac’s simplicity leads to higher volunteer engagement and significant budget savings.